This site is provided for Mitchell 1 independent sales contractors with permission from Mitchell 1.

X-Charge Merchant Services

Mitchell1 offers comprehensive integrated merchant services and solutions for auto repair facility at good rates and with excellent customer service. Your customers bring their cars and trucks to your shop, trusting that you will help them make the right decisions about repairs and maintenance for their vehicles; let us help you make the most cost effective decision regarding your POS.

Credit CardsDo you lose customers to other auto repair shops because you don’t take certain debit and credit cards?

At Mitchell1 we know your business goes beyond just providing repair services. The checkout process is also part of the customer experience and the last impression for your customers so it’s important to make it as easy as possible. Our goal at Mitchell1 is to help you save money and time while making the checkout process hassle free for you and your customers. You provide excellent repair services so when it is time for your customer to pay you want the process to be quick and easy so you can get back to generating income for your business.

PCI-Compliant Credit Card Equipment for Your Shop

Did you know that having the right equipment to process transactions for your auto repair shop can save you money? Combining Mitchell1’s merchant services with your shop management system helps you save time, money, and greatly reduces error because the system reconciles automatically.

car repairThe Mitchell1 XCharge Difference for Auto Repair Shops

You are an expert in fixing cars and trucks, changing oil, flushing fluids and replacing rotors. Let us help you with your payment processing services. Are you providing the best, most flexible options for your customers? Are you overpaying for your merchant services? When it comes to running the business side of your auto repair shop, who is helping you keep an eye on performance?

Our experienced, trustworthy staff can:

  • Review your existing credit card statements
  • Analyze payment options that you offer your customers
  • Discuss buy out options and much more

If we can save you money in any of these areas we’ll let you know. If we think that your current solutions are working for you, we’ll tell you. We have your best interests in mind not ours. You can trust us to help you make the right decisions the are cost-effective decisions that will help improve your bottom line.

Lower ratesHighlights

Lower Rates-
Low rates on secure integrated processing of credit, debit, and check cards through Mitchell1 Management system.
Electronic Draft Capture to Guarantee Payment
X-Charge authorizes and executes electronic draft capture for all major credit and debit cards.
Automatic Settlements Save you Time
Settlements are simplified through the X-Charge “time initiated” feature. X-Charge automatically settles an existing batch of transactions at a designated time of day or night without any user intervention.
Built In AVS
The system has built-in AVS (Address Verification System) which also provides the merchant with lower processing costs since all mandated card data is transmitted to the processing network.


  • Complete integration with Manager SE (Version 6.4, 5.9, and Enterprise)
  • Rapid authorization times
  • Supports all major credit and debit cards
  • Robust reporting accessed through Manager SE
  • PCI-compliant
  • Eliminate errors. No re-keying of sales information on a separate terminal
  • Easy-to-learn, simple-to-use
  • Unlimited tech support for XCharge processing software
  • No manual reconciliation saves 30-45 minutes per day
  • Save an average of $126 per month by switching processors
  • No need for office support to handle accounting and reports anymore
  • Depending on the situation Mitchell1 may even be able to buy you out of your contract with your current merchant provider.